Overview
Personal insurance plays an important role in protecting your financial position, yet it is often one of the most misunderstood and overlooked areas of finance.
Financial Guidance Hub provides structured insurance guidance and assessment to help you understand whether personal insurance may be relevant to your circumstances and whether further assessment by a licensed professional may be beneficial.
Our approach is measured, practical, and focused on clarity.
Insurance Guidance
What insurance guidance involves
Insurance guidance begins with an assessment of your broader financial situation and personal circumstances.
A full review of your situation is conducted from the outset to identify whether there may be areas where assessment by a licensed financial adviser or other relevant licensed professional would be beneficial.
This process helps identify:
- whether personal insurance may be relevant
- what types of cover may warrant consideration
- whether further licensed advice is appropriate
When personal insurance advice may be appropriate
1.
Insurance decisions involve personal circumstances, risk considerations, and regulatory requirements.
2.
Where personal insurance advice is appropriate, advice is provided by authorised representatives operating under the relevant Australian Financial Services Licence.
3.
This may result in the preparation of a Statement of Advice that outlines recommendations tailored to your individual circumstances and best interests.
Our role
Financial Guidance Hub’s role is to ensure you are informed and supported before decisions are made.
We help you:
- understand insurance concepts and options
- identify whether advice may be required
- approach the advice process with confidence
We focus on long-term suitability rather than short-term outcomes.
Getting started
If you are unsure whether personal insurance is something you should explore,
starting with a guidance assessment can help bring clarity.
There is no obligation to proceed beyond the assessment, and no pressure to make immediate decisions.
No obligation. No cost to enquire.