Overview
Property and lending decisions can have long-term financial implications, which is why understanding the structure and suitability of lending options is critical before committing.
Financial Guidance Hub provides structured property and lending guidance and assessment to help you understand your position, identify potential considerations, and determine whether credit assistance or personal advice may be appropriate.
Our focus is on clarity first, so decisions are made with confidence.
Property and Lending Guidance
What property and lending guidance involves
Property and lending guidance begins with a review of your broader financial situation and borrowing objectives.
A full review of your situation is conducted from the outset to identify whether there may be areas where assessment by a licensed professional would be beneficial.
This process helps clarify:
- borrowing structures and options
- lending considerations relevant to your circumstances
- potential implications of different lending approaches
- whether credit assistance or further advice is appropriate
When credit assistance or advice may be appropriate
1.
Lending and credit decisions are subject to specific regulatory requirements.
2.
Where credit assistance is required, it is provided by authorised representatives operating under the relevant Australian Credit Licence.
3.
Where personal financial advice is appropriate in connection with broader financial considerations, advice is provided by authorised representatives operating under the relevant Australian Financial Services Licence and may result in a Statement of Advice prepared in your best interests.
Our role
Financial Guidance Hub’s role is to ensure you understand the landscape before making property or lending decisions.
We help you:
- understand lending concepts and structures
- identify whether licensed assistance is required
- approach borrowing decisions in an informed and considered way
We prioritise suitability, compliance, and long-term outcomes.
Getting started
If you are considering a property or lending decision, or are unsure whether your current
structure remains appropriate, starting with a guidance assessment can help bring clarity.
There is no obligation to proceed beyond the assessment, and no pressure to move forward.
No obligation. No cost to enquire.